Introduction
The “old money” aesthetic embodies timeless elegance, understated luxury, and classic sophistication. Unlike flashy, trend-driven fashion, old money style focuses on high-quality fabrics, tailored fits, and neutral color palettes. Think of icons like Audrey Hepburn, Jackie Kennedy, Ralph Lauren, and Princess Diana, whose effortless style still inspires today.
Whether you’re dressing for a formal event, a casual brunch, or an everyday polished look, here’s your ultimate guide to curating old money outfits for both men and women.
Key Elements of Old Money Fashion
- Neutral Color Palette: White, beige, navy, black, cream, gray, and muted tones.
- Tailored Fits: Perfectly fitted blazers, trousers, dresses, and coats.
- Quality Over Flash: Focus on high-quality fabrics like linen, cashmere, silk, tweed, and wool.
- Minimalist Accessories: Timeless watches, simple jewelry, and classic leather goods.
- Polished Footwear: Loafers, oxfords, ballet flats, and minimal heels.
Old Money Outfits for Women
1. Tailored Blazer with Trousers
Why It Works:
A classic blazer paired with tailored trousers creates a sleek, sophisticated silhouette.
How to Style:
- Blazer: Opt for neutral colors like beige, navy, or black.
- Trousers: High-waisted, straight-leg trousers in a coordinating color.
- Shoes: Loafers or classic pumps.
- Accessories: A structured leather handbag and pearl stud earrings.
2. White Button-Down with High-Waisted Pants
Why It Works:
A crisp white shirt is a wardrobe staple that exudes effortless elegance.
How to Style:
- Top: A well-fitted, tucked-in white button-down shirt.
- Bottoms: High-waisted tailored pants or pleated trousers.
- Shoes: Pointed-toe flats or loafers.
- Accessories: Minimal gold jewelry and a leather belt.
3. Midi Skirt with Cashmere Sweater
Why It Works:
A midi skirt adds femininity, while a cashmere sweater brings warmth and luxury.
How to Style:
- Sweater: Neutral-toned cashmere, slightly tucked in.
- Skirt: A-line or pleated midi skirt in beige, navy, or black.
- Shoes: Ballet flats or classic block heels.
- Accessories: A silk scarf tied around the neck or handbag.
4. Monochrome Linen Set
Why It Works:
Linen is breathable and chic, perfect for the old money aesthetic, especially in summer.
How to Style:
- Top: Linen button-up shirt or blazer.
- Bottoms: Linen wide-leg trousers or tailored shorts.
- Shoes: Leather sandals or loafers.
- Accessories: Straw hat and classic sunglasses.
5. Little Black Dress (LBD)
Why It Works:
An LBD is a timeless piece that’s both simple and sophisticated.
How to Style:
- Dress: Fitted or A-line with minimal detailing.
- Shoes: Black pumps or slingback heels.
- Accessories: Pearl necklace, diamond studs, and a small clutch.
Old Money Outfits for Men
1. Navy Blazer with Chinos
Why It Works:
A navy blazer paired with chinos is a classic combination that screams sophistication.
How to Style:
- Blazer: Navy with brass buttons for a preppy touch.
- Shirt: Crisp white or light blue button-down.
- Pants: Khaki or beige chinos, tailored to perfection.
- Shoes: Brown leather loafers or brogues.
- Accessories: Leather belt and a simple watch.
2. White Oxford Shirt with Tailored Trousers
Why It Works:
Simple yet refined, the Oxford shirt is a cornerstone of old money fashion.
How to Style:
- Shirt: White or light blue, neatly tucked in.
- Trousers: Pleated, high-waisted, and tailored.
- Shoes: Black loafers or derby shoes.
- Accessories: A leather strap watch and minimal cufflinks.
3. Cashmere Sweater with Dress Pants
Why It Works:
A cashmere sweater adds a touch of luxury without being flashy.
How to Style:
- Sweater: Neutral-toned cashmere (gray, navy, beige).
- Pants: Slim-fit dress pants or wool trousers.
- Shoes: Brown or black leather loafers.
- Accessories: A leather briefcase or structured bag.
4. Polo Shirt with Tailored Shorts
Why It Works:
Perfect for a summer day, this outfit channels preppy sophistication.
How to Style:
- Shirt: Neutral-colored polo shirt (navy, white, beige).
- Shorts: Tailored shorts in a light fabric like linen.
- Shoes: Boat shoes, loafers, or white leather sneakers.
- Accessories: Leather belt and aviator sunglasses.
5. Double-Breasted Suit
Why It Works:
Nothing exudes old money elegance more than a well-tailored suit.
How to Style:
- Suit: Double-breasted in navy, charcoal, or beige.
- Shirt: Crisp white dress shirt.
- Tie: Subtle, classic patterns or solid silk tie.
- Shoes: Black Oxfords or monk straps.
- Accessories: Pocket square and a timeless watch.
Old Money Color Palette
- Neutrals: White, beige, black, gray, navy
- Earth Tones: Olive, camel, tan, cream
- Pastels (for summer): Soft blues, light pinks, pale yellows
- Minimal Patterns: Stripes, checks, subtle plaids
Accessories That Complete the Old Money Look
- Pearl Jewelry: Necklaces, earrings, and bracelets
- Leather Goods: Structured handbags, belts, and briefcases
- Silk Scarves: Tied around the neck, wrist, or handbag
- Minimalist Watches: Leather or metal bands with simple dials
- Classic Sunglasses: Wayfarers, aviators, or round frames
Tips for Achieving the Old Money Aesthetic
- Invest in Quality Fabrics: Wool, silk, cashmere, linen, and fine cotton.
- Focus on Tailoring: Fit is everything. Even simple pieces look luxurious when tailored perfectly.
- Keep It Simple: Avoid excessive logos, flashy prints, or overly trendy pieces.
- Polished Grooming: Clean, natural makeup, well-maintained hair, and minimal jewelry.
- Confidence: Old money style is less about what you wear and more about how you carry yourself—refined, confident, and understated.
Conclusion
The old money aesthetic is timeless because it focuses on simplicity, quality, and elegance. Whether you’re dressing for a formal occasion or a casual outing, these outfit ideas will help you achieve a polished, sophisticated look that never goes out of style.
Remember: It’s not about being flashy—it’s about effortless refinement.